Are you helping your aging parents unravel the complexities of the Medicare sector? Many have come from concerns and only want what’s best for their parents to find the best and most suitable Medicare plan for them. However, if you’re under 65 years old and probably never had a reason to take the time to understand what Medicare is, let us share with you the four things that you should know about Medicare planning and choices.
Whether you’re just starting to realize that your mom or dad may need needs some help in managing their medicare plan, there are some steps that you can take for it to be more accessible.
Although medicare consultants can help you, doing this will help both your aging parents and yourself when you reached your senior year.
Evaluate if they need to switch to Medicare.
If your parents are working past age 65, they probably already have health insurance which is under their employer. If they have, you have the option to choose. Accordingly, they don’t have to switch to Medicare. But keep in mind that it is less expensive to move to a Medicare plan.
As their daughter or son, you must fully understand how Medicare works and its benefits so that you can effectively compare it to your parent’s employer plan.
Become an authorized representative.
If you think that it’s time to take things to another level, you can be an authorized representative for your aging parents. Instead of letting your parents do the process, you can guide them. As an authorized representative, the health insurance geeks company can share information about your parent’s health insurance plan.
On behalf of your loved ones, you can ask questions or point out things that aren’t clear on your end.
Know about health plan details.
Third, you can make a copy of your mom or dad’s ID card. That way, it will be easy for you to inquire and ask something about their plans. But first, you must be their authorized person for you to gain access. From there, you can call local insurance geeks or health insurance geeks to ask for an overview of the benefits.
Most importantly, you should take the time and be sure that you fully understand the details of their Medicare plans and coverage. If you’re unsure about some of the terms, Medicare Geek can help you with that.
Here’s What We Can Do For Your Parents
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After a thorough explanation of Medicare options, we can proceed to the next step, which is enrollment.
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Answer any questions they have about the plans and benefits.
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Serve as a support system through referrals and connect them directly to insurance companies available.
Choosing a Medicare plan can be confusing and overwhelming. But, here at Medicare Geek, our agents act as a support system for seniors. If you need a helping hand for your parents, we got you covered!
